Would you don't forget the thrill surrounding your first credit rating card? You most likely used for any credit rating card when you went to college or possibly your parents presented some tips. In any case, you've experienced that card given that your teens or early 20s and it can be almost certainly not the greatest card in your wallet. It'd possess a substantial rate of interest, no rewards or a lofty annual rate.
After you commencing setting up good credit history you have been probably presented greater credit rating cards. Your fascination prices are decreased, you most likely will not have an annual rate or simply a it's a reduced charge, and also you probably have use of airline miles or hard cash again benefits. So, why continue to keep the card that is definitely not serving you?